Holly Wilson seems finally to have it all: a beautiful baby daughter, a son about to embark on an exciting career, a glamorous new job in television, and an adoring boyfriend in bestselling novelist, Philippe. But something isn't quite right...

In another part of the country, Carol is reliving memories - dreadful memories - of sins committed against her and those she has inflicted on others. Her carer, Helen, hopes a vision from the past might help mend Carol's broken soul.

What links Holly to Carol and Helen? And who is Nick, the handsome stranger who has just walked into her life?

A story of secrets, misunderstandings and almost-missed connections, It's Never Too Late To Say... is the final volume in the highly acclaimed Liberty Sands trilogy, which began with Life's A Beach And Then.... and continued with If He Really Loved Me...