No More Mac 'n Cheese! is aimed at young people who recently graduated from high school or college and out on their own for the first time. They may need to pay off student loans, secure a vehicle, start thinking about a down payment, mortgage, wedding, or retirement fund; all while trying to survive on more than just 99¢ noodles on an entry level salary. Nobody actually covers these topics in school. Whether you're a 20-something wanting to make the most of their financial independence; the parent of a young adult trying to instill some financial responsibility; or a member of a financial institution hoping to encourage the younger generation to start money management now, you will find sound advice within these pages.