We've all heard those radio commercials promising to "repair" your credit: you pay a relatively small fee, they fix your credit, and the next thing you know, your credit is golden and you're closing on that dream house! Sounds too good to be true, right? Unfortunately, it usually is. The truth is, a credit repair company can't magically or legally remove negative, accurate information from your credit report. They also can't do anything to repair your credit that you can't and shouldn't do yourself. "The Race for Good Credit" will teach you everything you need to know to establish, maintain, and rebuild your credit the right way. No illegal tricks. No shortcuts. Just proven strategies to increase your credit score. Along the way you will learn about credit-related subjects and topics, including that all-important FICO(R) credit score, how information is collected on your credit report, the impact of debt on your credit score, how to protect yourself from identity theft, and much, much more. Want to win the credit race? Like any athlete, winning takes time, some effort, and a little bit of patience. Let me be your coach and let's run this race together!