MBA student Caroline Sedlacek knows her personal balance sheet is a little lopsided. On the asset side, at twenty-two she's got an NCAA trophy, a great education...and the two million dollars she unexpectedly inherited. Liabilities? She's never had friends, a boyfriend, or any life experiences away from the tennis court or the classroom. She'd love to invest herself in everything else, but "everything else" never came easily for her.

In the ten years since he left art school as a vaunted prodigy, Adrian Landry has won shows and major prizes--and done his best to shed his reputation as a pretty man who makes pretty paintings. Though currently broke and sleeping off a bad break-up on his college roommate's couch, he knows this is the chance to get his life back on track at thirty-three--he just needs the money to find a new gallery.

When Adrian's roommate lists him on a thinly veiled escort site, Caroline is not the patron he expected. She's way too young, way too naive, and loudly uninterested in having sex with him. Instead, they're both going to get exactly what they want: a little culture on her side, and a lot of cash on his. Aside from their sugar baby arrangement, they've got nothing in common. But as they reel from the symphony to the Haymarket, they learn that what they want and what they need might be two very different things.