There are two primary reasons you need this workbook in your hands - to become Financially Independent and to Retire Early, also known as F.I.R.E.This workbook will help you reach your F.I.R.E. goal by guiding you on tracking your income, expenses, and most importantly, your savings that turn into growing investments. In the practice of tracking these areas, your mindset will transform along with your habits. You will find yourself saving and investing more and more money. Before you know it, you will reach your F.I.R.E. goal.To gain the most value from this workbook, you should have completed or be in the process of completing the following:-researched what F.I.R.E. is all about.-saved enough money for emergency funds.-evaluated your current financial situation. What will you need to give up and what could slow down your journey?-developed a disciplined and determined mindset.-committed yourself to focus and refocus on your goal daily.-started a side hustle or at the very least thought of ideas on how to make extra income.-researched how to protect as much of your income as possible from taxes.-committed to living below your means from this point forward.You don't have to depend on working for others during the best years of your adult life.We can all achieve financial independence, we can all retire early!