El legendario experto en finanzas personales David Bach (autor de El millonario autom tico) y el incre ble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos que vive y trabaja en la ciudad de Nueva York. Zoey ama su trabajo y es buena en l, pero sin importar cu nto se esfuerce tiene dificultades para llegar a fin de mes por las deudas de la tarjeta de cr dito y los pr stamos estudiantiles. Y no puede dejar de preguntarse: " Esto es todo lo que hay en la vida?".

Zoey no encuentra una salida a su situaci n hasta que una ma ana conversa con Henry, el barista de su cafeter a favorita en Brooklyn, quien durante los siguientes d as le revela los tres secretos de la libertad financiera. Zoey descubre que hay m s de lo que aparenta en su historia y que si sigue el camino simple y comprobado que l describe podr tener la vida que siempre quiso.

Desde los baby boomers que se preocupan por si ahorraron lo suficiente para la jubilaci n hasta los millennials ahogados en deudas, pasando por la generaci n Z que quiere tomar decisiones m s inteligentes que las generaciones anteriores, El factor latte es un libro que ayudar a todos a lograr la independencia financiera. Apasionante y conmovedor, El factor latte es una historia inspiradora que puedes leer en menos de una hora, pero cuyo impacto durar toda la vida.

ENGLISH DESCRIPTION

Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone--from millennials to baby boomers--can still make their dreams come true.

In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss's suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.

Henry soon reveals his "Three Secrets to Financial Freedom," ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams--all she has to do is make a few easy shifts in her everyday routine.

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realize that it's never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that "David Bach is the financial expert to listen to when you're intimidated by your finances" (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).