A disbarred lawyer and an ex-arsonist cross paths and find themselves organizing an elaborate real estate scam to bilk a shady rich speculator out of twenty million dollars. The sting is personal for ex-arsonist Stan and for a woman named Vee, who plays an essential role in the caper. Glen, the narrator and former lawyer, finds himself at first just along for the money. Eventually, as bonds deepen among the conspirators, Glen too discovers he has a lot more at stake than simply the loot.

This cast of lively eccentrics discovers along the way that getting to the big payoff might just be more scary fun than the monetary prize itself.