WHY you should read this book.




The Orchard story challenges conventional financial advice and shows a better way. You will learn things Wall Street never tells us.




Here is the tip of the iceberg of what you will discover...



How our brains fool us.
Some taxes are optional.
Nine ideas to get 5% to 10% with low or no risk.
How your home is a triple hedge to fight inflation.
Fee accounts are expensive mutual funds.
Why using indexes always underperforms.
No one can predict the future, but Wall Street keeps pretending they can.
Who taught Warren Buffett how to invest and how you can use the same practical guidance.
Tools to find the best investment strategy.




You will see a blueprint portfolio for beginners to grow to a million. And a blueprint for investors who reached the $1 million mark how get income of $80,000 to $100,000 a year.




I am Dennis Zaderaka, I want to tell you why I wrote this book.

I attended an investment conference given by a well-known investment company. Their portfolio managers explained their investment strategies. They told us they managed money for half of the billionaires in the USA. That was the reason we should recommend their funds.




On the way home, I thought about it and realized their investment strategy doesn't apply to individual investors. Billionaires could lose half their money. It wouldn't change their lives. But if my customers lost a little money, their lives could change forever. Investors need a different perspective from the financial industry.