Do you want to be underspent, not overspent?
Do you want to be debt-free?
Do you want to transform your savings?
Sixty percent of us can't afford to pay our credit card debts and 41% of us borrow from friends, family and loans each and every month to survive until pay-day. For most of us, shopping and buying are triggered by boredom, depression, loneliness, low self-esteem, insecurity, peer pressure, past poverty and passive aggression.
Rachel Smith didn't buy anything new or second-hand during 2014 and saved 38% of her take-home salary. She changed her spending and transformed her savings without dramatically changing her life.
In this ground-breaking and entertaining book packed with information, practical exercises and stories, Rachel shows you how to apply the 7 steps to being Underspent. This is a book that you can use, not just read and agree with. The ultimate result of implementing the 7 steps are:
- You'll be underspent, now overspent.
- You'll have quit shopping, buying and spending.
- You'll have cash in the bank.
- You'll be happier and more content, because life is stress-free when you're debt-free.
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