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Where Credit is Due

Where Credit is Due

Bringing Equity to Credit and Housing After the Market Meltdown

by Christy Rogers and John Powell
Paperback
Publication Date: 21/11/2013
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While much recent attention has been focused on the subprime lending and foreclosure crisis, little has been said about its radically-disparate impact. Drawing upon history as well as insight into the current crisis, this book shows that this crisis is not an anomaly, especially for people of color; nor is it over. People of color have been excluded from wealth-building opportunities via homeownership continuously throughout United States history, from the outright denial of credit and residential racial discrimination, to federally-sponsored urban renewal programs. The subprime lending and foreclosure crisis is predicted to strip a quarter of a trillion dollars in wealth from black and Latino homeowners. It has reversed home ownership gains for people of color and has decimated neighborhoods across the United States while impacting local, regional, national, and international economies. The consequences are devastating. This collection of essays provides a framework for creating equitable policy and ultimately building more stable communities for all Americans.
ISBN:
9780761856061
9780761856061
Category:
Credit & credit institutions
Format:
Paperback
Publication Date:
21-11-2013
Language:
English
Publisher:
University Press of America
Country of origin:
United States
Pages:
402
Dimensions (mm):
226x154x25mm
Weight:
0.55kg

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