These research papers span diverse disciplines, aiming to advance knowledge and innovation. It begins with a focus on maritime safety, introducing a long-range communication device for recreational boaters, enhancing safety and connectivity. Transitioning to transportation, researchers explore innovations like portable recycled humps on ferries to prevent roll-off incidents, ensuring passenger safety. The financial landscape evolves with machine learning-optimized credit scoring for pay-later services, promoting financial inclusivity. Studies on the awareness in regards to the convention on the international regulations for preventing collisions at sea among fishermen contribute to maritime safety. The papers extend to risk assessment, urban planning, transportation, and maritime education, enhancing safety, efficiency, and knowledge across domains. These papers represent a multidisciplinary journey, reflecting the pursuit of knowledge and innovation to create a safer, interconnected, and sustainable world.