You're Not Broken—You're Just Facing Financial Trouble

A Real-World Guide to Surviving Personal Insolvency in Australia

Feeling crushed by debt? Struggling with creditor calls, mounting bills, or legal threats? You're not alone—and you're definitely not broken. Financial hardship happens, but it doesn't define you. And there is a way forward.

This supportive, plain-English guide is your lifeline. Whether you're considering bankruptcy, unsure of your options, or trying to rebuild, this book takes you step by step through the insolvency process in Australia. Learn how to take control, protect your rights, and regain peace of mind—without shame or confusion.

Discover how to:

• Understand and weigh your legal and financial options


• Manage debt and communicate with creditors


• Navigate bankruptcy with confidence


• Rebuild credit and stability post-insolvency

If you're looking for clarity, compassion, and control in a time of financial crisis, this is the book you need.

Take the first step toward financial freedom today.