Do you want to stop the poor spending habits you've picked up, and start saving for your future?

A pocket guide for consumers who want to get ahead but can't win the battle of the wallet. Now you can... without sacrifice!

* Discover why you buy... you may be surprised.

* A formula to assess a real bargain

* The Replacement or Reward strategy

* Different ways to re-balance family life

* How to save on car depreciation and fuel costs

* Saving, budgeting and investing advice, and

* Hundreds of money-saving tips.