Once upon a time, homeowners could borrow the most and pay the least on their mortgage every month, trusting they would end up with a tidy nest egg. No longer! In the New-Normal economy, ordinary homeowners must now provide their own nest egg for retirement or tuition.

Unscramble Your Nest Egg tells readers about a tried-and-true solution used by earlier generations to provide this cash nest egg, source of their financial security and peace of mind. Simply put, they paid off the mortgage by age 50-55, earmarking the last 10-15 years of their careers for saving and investment accounts. Converting former debt payments into income-earning assets is the “Nest Egg Strategy,” an idea whose time has come again!

This safe, simple, and reliable strategy will result in a cash nest egg at least five times your annual income - the minimum that Financial Planners have long advocated. Furthermore, this 5-x nest egg can pay 50 percent of living expenses during 20 years of retirement.

Unscramble Your Nest Egg explains everything you need to know; the truth is always simple. (Online calculators provide the “payoff” on your personal mortgage.)