The plot centers on Valentine, a young man who is in love with Lucida, but is financially ruined and unable to marry her due to his lack of money. Valentine, though clever and resourceful, has no wealth to offer Lucida's family, who are keen on securing a wealthy match for their daughter. The play's central conflict arises from Valentine’s efforts to win Lucida’s heart, despite his lack of material wealth. This theme is amplified by the interplay between other characters, including a variety of suitors, tricksters, and servants, each of whom is caught up in schemes involving money, love, and marriage.The title "Wit Without Money" refers to the idea that Valentine’s cleverness and charm, while valuable qualities, cannot make up for his lack of financial resources in a society that values wealth and status. Throughout the play, the characters’ interactions highlight the tension between intellectual wit and material wealth, and the ways in which both can be used to manipulate situations. The play features various comedic elements, including mistaken identities, humorous misunderstandings, and the eventual triumph of true love over societal constraints.